Hexaware Technologies has reported a consolidated total income from operations of Rs 1,136.73 crore and a net profit of Rs 153.57 crore for the quarter ended Jun'18 cred app
So, you’re back from you vacation and you’ve swiped your credit card more than what you’d accounted for? Fret not! It’s actually quite easy to manage your credit worthiness and ensure you’re not falling out of line. It just takes a bit of discipline and timely effort to stay at the top of the creditworthiness game. And, what your brain can’t, technology can! With an app like CRED that not only tracks your multiple bill cycles, but also tells you about hidden charges in statements that you may have missed. For a healthy and not to forget happy, financial life, creditworthiness matters as its significance becomes obvious when applying for loans or even credit cards. In a bid to ensure smooth banking transactions and quick approval of several applications, here are the five best ways possible to become creditworthy and celebrate it.
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1. Pay your bills on time: This should be the first and most important step to celebrating creditworthiness. This year, resolve to take charge and pay your credit bills on time. This is the simplest thing to do to ensure a healthy credit score. So much simpler than losing those extra kilos you might have piled on during your vacay!
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2. Keep a check on your credit score: A timely review of credit reports will ensure no incorrect information is getting registered in the system. It also gives you ample time to rectify any mistakes. This should be your cue to make payments you’d simply forgotten about, or tucked into the corner of your brain for the last minute!
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3. Length of your credit history: Getting a credit card early and paying bills before the due date can prove to be beneficial. Your creditworthiness increases, if you begin early. Being early always has its advantages, just like our mothers are always right!
4. Get your debt under control: This cannot be emphasised enough. Speak with your bank manager and settle. Debt can often arise due to factors out of your control including an unplanned illness, sudden job loss, or even factors such as overseeing hidden charges in statements and forgetting to pay bills due to multiple credit cards. Be calm and simply settle!
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5. Manage multiple credit cards through an app: Let technology help you in managing multiple credit cards, without you having to tax your brains, literally! The mobile app, CRED, allows customers to not only use multiple credit cards on one platform, but even helps them pay bills on time and even rewards them for doing so by giving CRED points. Now, if you were thinking, Christmas came early this year, you might just be right! The benefits of CRED don’t end there. The app also finds hidden charges on credit card bills and notify you before you. Even your well-wishing colleague at work wasn’t so thoughtful! It’s just a three-step process to get access to the brand new venture by Kunal Shah (Founder of FreeCharge) and celebrate your creditworthiness. You can try out the CRED product here - <a href=
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