NTR Text start of Para: ICICI Bank share price falls 0.70% in Wednesday's session

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ICICI Bank shares are trading at Rs 1,426.30, a decrease of 0.70% in Wednesday's session. Earlier in the trading day, the stock touched a high of Rs 1,435.90 and a low of Rs 1,423.00.

Financial Performance:

Quarterly Results: On a consolidated basis, ICICI Bank's revenue for the quarter-ending June 2025 stood at Rs 49,079 Crore, compared to Rs 44,581 Crore in June 2024. The net profit for the same period was Rs 14,393 Crore, up from Rs 12,405 Crore in the previous year. The Earnings Per Share (EPS) was Rs 19.02 in June 2025, compared to Rs 16.64 in June 2024.

The quarterly financial performance can be summarized as follows:

Annual Results: ICICI Bank's revenue for the year-ending March 2025 was Rs 186,331 Crore, a significant increase from Rs 159,515 Crore in March 2024. The net profit for the same period was Rs 54,449 Crore, compared to Rs 45,027 Crore in the previous year. The Earnings Per Share (EPS) increased to Rs 72.41 in March 2025, up from Rs 63.19 in March 2024. Book Value Per Share (BVPS) also rose to Rs 435.39 in March 2025 from Rs 360.27 in March 2024. The Return on Equity (ROE) stood at 16.45%.

The annual financial performance can be summarized as follows:

Key figures from the annual income statement include interest earned increasing from Rs 159,515 Crore in March 2024 to Rs 186,331 Crore in March 2025. The bank's total expenditure rose from Rs 171,871 Crore to Rs 216,797 Crore, and the net profit increased from Rs 45,027 Crore to Rs 54,449 Crore over the same period.

Balance Sheet:

Key balance sheet figures for ICICI Bank show deposits increasing from Rs 1,443,579 Crore in March 2024 to Rs 1,641,637 Crore in March 2025. Loans and advances also rose from Rs 1,260,776 Crore to Rs 1,420,663 Crore. The bank's total assets increased from Rs 2,364,063 Crore to Rs 2,642,241 Crore.

The asset quality of the bank shows Gross NPA at 1.73% and Net NPA at 0.42% as of March 2025.

Financial Ratios:

Key financial ratios for ICICI Bank include a Basic EPS of Rs 72.41 and a Diluted EPS of Rs 71.14 as of March 2025. The Book Value per Share (Excluding Revaluation Reserve) was Rs 435.39. The bank's Net Interest Margin (NIM) was 3.68%, and the Return on Networth/Equity was 16.45% as of March 2025.

Corporate Actions:

NTR ICICI Bank announced the allotment of 626,130 equity shares at a face value of Rs. 2 each under the ICICI Bank Employees Stock Option Scheme-2000 on August 19, 2025. The bank has also scheduled investor meets.

Additionally, the Reserve Bank of India (RBI) imposed a monetary penalty of Rs. 75.00 lakhs on ICICI Bank due to non-compliance issues related to property valuation and current account management, as per an order dated August 7, 2025.

The bank announced a final dividend of Rs 11.00 per share (550%) on April 21, 2025, which was effective from August 12, 2025. Earlier dividends included Rs 10.00 per share in 2024, Rs 8.00 per share in 2023, Rs 5.00 per share in 2022 and Rs 2.00 per share in 2021.

Market Sentiment: Moneycontrol analysis indicates a bearish sentiment on the stock as of August 20, 2025.

With the stock currently trading at Rs 1,426.30, ICICI Bank's performance reflects a cautious trend amid recent corporate actions and financial results.