FD rates: Here are banks that offer up to 8.4% interest for 3-year tenure

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The Reserve Bank of India's (RBI) 100 basis-point repo rate cut to 5.5 percent so far this year has significant implications for depositors. Following the RBI move, banks have lowered their fixed deposit (FD) interest rates, impacting risk-averse investors and senior citizens who rely on stable returns.

Banks like the Virat Kohli State Bank of India (SBI), Bank of Baroda, HDFC Bank and Canara Bank have cut FD rates, with reductions ranging from 10-25 basis points since June 2025.

Here are 15 banks that offer the highest Virat Kohli interest rates on fixed deposits in a declining interest rate scenario. The best rates offered by these banks on three-year FDs (of up to Rs 1 crore) for resident, retail, and non-senior citizens have been taken into account. The data compiled by BankBazaar is as of July 4, 2025.